How much solar subsidy is available in Gujarat in 2026?

Homes in Gujarat get the central PM Surya Ghar subsidy. It is ₹30,000 per kW for the first 2 kW and ₹18,000 for the third kW. The total stops at ₹78,000 for any system of 3 kW or more. Housing societies get ₹18,000 per kW for common facilities. The amount is credited to the homeowner's bank account after the net meter is fitted and the plant is commissioned.

Does Gujarat give a state solar subsidy on top of the central subsidy?

Many figures online for a Gujarat state amount come from earlier state schemes that have since changed. Plan your budget around the central ₹78,000 maximum. When we file your application we check what the state portal offers at that moment and tell you if anything extra applies.

Is there solar subsidy for shops and factories in Gujarat?

No. The PM Surya Ghar central subsidy covers residential homes and housing society common facilities only. Shops, offices and factories pay the full installed price. They still get strong returns because commercial tariffs are high, and businesses can usually claim accelerated depreciation on the plant. Confirm the depreciation rate with your chartered accountant before you plan around it.

How long does the PM Surya Ghar subsidy take to reach the bank account?

The national portal says the subsidy is released within about 30 days of the commissioning certificate and bank details being submitted. In practice it can take a little longer. One of our Bharuch customers received ₹78,000 in their account six weeks after commissioning. Delays usually come from a mismatch in bank details or the consumer name.

Can I get the subsidy on a 5 kW solar system?

Yes. You can install 5 kW or more and still claim the subsidy, but the amount stays at the ₹78,000 cap that applies from 3 kW. The extra capacity above 3 kW is paid at the full price. For a home with a high bill this still pays back well, because every extra unit generated replaces an expensive top-slab unit from DGVCL.

Solar Subsidy in Gujarat 2026, What Your Home Actually Gets

Homes in Gujarat get ₹30,000 per kW of solar for the first 2 kW, ₹18,000 for the third kW, and a maximum of ₹78,000 for any system of 3 kW or more. This is the central PM Surya Ghar subsidy, and in 2026 it is the one reliable number to plan around. Shops and factories get no central subsidy, and housing societies get ₹18,000 per kW for common areas.

Gujarat leads India on this scheme. About 5.94 lakh homes had installed rooftop solar under PM Surya Ghar by March 2026. Surat district alone had around 74,840, Ahmedabad 69,522 and Vadodara 50,100. There is no public figure for Bharuch district yet, but we see the same demand in Zadeshwar, Link Road and the villages around Amod and Jambusar.

The subsidy slabs in one table

The subsidy is called Central Financial Assistance. It is worked out on the capacity of your solar array, and it applies only to residential connections.

System capacity	Subsidy for that kW	Total subsidy
1 kW	₹30,000	₹30,000
2 kW	₹30,000	₹60,000
3 kW	₹18,000	₹78,000
4 kW	nil	₹78,000
5 kW and above	nil	₹78,000
Housing society common facilities	₹18,000 per kW	up to 500 kW

The scheme’s own guidance links system size to use. A home using up to 150 units a month is pointed to 1 to 2 kW, 150 to 300 units to 2 to 3 kW, and above 300 units to 3 kW or more. Our post on what size solar system your home needs goes through this with real Bharuch homes.

Worked examples for 2, 3 and 5 kW

These numbers come from our savings calculator. We size with 550 W panels, so a “2 kW” system is really a 2.2 kWp array of four panels. The installed price is a quote-level average of ₹50,000 per kWp. Brand, structure height and roof type move it up or down.

System	Panels	Installed price	Subsidy	Your net cost	Units per month	Bill it covers
2 kW (2.2 kWp)	4	₹1,10,000	₹63,600	₹46,400	281	~₹2,250
3 kW (3.3 kWp)	6	₹1,65,000	₹78,000	₹87,000	421	~₹3,370
5 kW (5.5 kWp)	10	₹2,75,000	₹78,000	₹1,97,000	702	~₹5,620

2 kW

A 2.2 kWp system earns ₹30,000 for each of the first 2 kW and ₹18,000 on the extra 0.2 kW, which is ₹3,600. That gives ₹63,600, so the subsidy covers more than half the price. This size suits a small home with fans, a fridge and occasional AC use. Homes on lower DGVCL slabs pay less per unit, so their real payback is longer than the calculator’s ₹8 per unit model shows.

3 kW

This is where the subsidy tops out. A 3.3 kWp array costs about ₹1,65,000 and the full ₹78,000 comes back, so you carry ₹87,000. At 421 units a month it covers most 2BHK homes with one AC. The cost per kWp after subsidy is lowest around this size, which is why 3 kW is such a common choice.

5 kW

A 5.5 kWp system still gets ₹78,000, and nothing more. Your net cost is ₹1,97,000. For a bungalow with two or three ACs, this size makes sense despite the capped subsidy, because the extra units replace top-slab units at around ₹8 each. For typical homes, a fair real-world payback range is 3 to 5 years. A site visit settles the exact figure.

Housing societies and RWAs

A registered group housing society or Resident Welfare Association can claim ₹18,000 per kW for solar that powers common facilities. That means lifts, water pumps, corridor and compound lights, and EV charging points on the society’s common meter. The limit is 500 kW.

A 20 kWp plant on a society terrace in Bharuch would cost around ₹10 lakh at our average rate. The subsidy at ₹18,000 per kW is ₹3.6 lakh, so the society carries about ₹6.4 lakh. Common-area bills are often among the highest in a society’s accounts, so this pays back quickly. The application goes in the society’s name with a committee resolution. Individual flat owners in an apartment usually cannot claim for their own flat unless they have their own roof space and their own connection.

Shops, offices and factories get no central subsidy

PM Surya Ghar is a residential scheme. A shop on Station Road, a clinic on Link Road or a unit in Ankleshwar GIDC pays the full installed price. That sounds like a drawback, but commercial tariffs are high enough that solar still pays back fast.

In our model, a business with a ₹10,000 monthly bill needs about 9.9 kWp at ₹4.95 lakh and pays back in roughly 3.8 years. A ₹50,000 bill points to about 49.5 kWp at ₹24.75 lakh with a similar payback. Businesses can usually claim accelerated depreciation on the plant. Ask your CA for the current rate before you count it. Large factories on HT tariffs need a per-site calculation, which we cover in the post on factory solar in Ankleshwar, Panoli and Dahej GIDC.

The state top-up question

Search for “Gujarat solar subsidy” and you will find pages quoting an extra state amount on top of the central one. Some of these figures come from earlier Gujarat schemes that have since changed. Current sources disagree on whether a state top-up is being paid on new residential applications.

We will not give you a number we cannot stand behind. Plan your budget around the central ₹78,000. When we file your application on the national portal and the SURYA Gujarat portal, we check what is on offer at that moment. If a state benefit applies, you get it, and you hear about it from us before you sign anything.

Subsidy and loan work together

The subsidy is paid after your plant is commissioned. So you need to fund the full price first, either from savings or a loan. Public sector banks offer collateral-free loans under PM Surya Ghar for systems up to 3 kW at concessional repo-linked rates. Around 7% has been typical, but check the current rate with your bank. Above 3 kW, regular solar or home improvement loan rates apply.

Farhan Qureshi in Sherkhi, Bharuch took an SBI solar loan for the system. The ₹78,000 subsidy reached the bank account six weeks after commissioning. Many owners use the subsidy to pay down part of the loan. Check your bank’s prepayment terms first. Our solar loan and EMI guide has the details.

Common myths about the solar subsidy

“The subsidy is paid to the vendor”

It is not. The government credits the subsidy directly to the homeowner’s bank account through the national portal. The vendor never touches it. You pay the vendor the full system price, and the subsidy lands in your account afterwards.

“Zero advance means I never pay the full price”

Our zero-advance offer is about our payment terms. You pay us nothing up front, and you pay after your application is approved. You still pay the full installed price. The ₹78,000 or whatever your slab gives comes back from the government later. If a vendor says “subsidy is deducted, pay only the balance”, ask them to put in writing who funds the gap until the subsidy arrives.

“Any panel qualifies”

Only ALMM-listed domestic panels made with Indian cells (DCR panels) qualify. Imported panels, even good ones, make you ineligible. Every subsidy job we install uses DCR panels.

“A bigger system gets a bigger subsidy”

The subsidy stops growing at 3 kW. A 10 kW home gets the same ₹78,000 as a 3 kW home.

“Tenants can apply”

The scheme is for owners with their own roof and a valid electricity connection in their name. A household that has already taken a solar subsidy earlier cannot claim it again.

“The battery is subsidised too”

The subsidy is worked out on solar panel capacity for grid-connected rooftop systems. Batteries for backup are a separate cost. If you want power during cuts, read our comparison of on-grid, hybrid and off-grid solar.

How the money reaches you

The steps are short. You register on pmsuryaghar.gov.in with state Gujarat, discom DGVCL and your consumer number. DGVCL checks technical feasibility. A registered vendor installs the plant. You apply for the net meter, DGVCL inspects and fits it, and the portal generates a commissioning certificate. You then submit bank details and a cancelled cheque, and the subsidy is credited. The full process for Bharuch is in our PM Surya Ghar subsidy in Bharuch guide. We file every step for our customers.

Talk to us

Send your latest DGVCL bill on WhatsApp at 98241 95027 and we will send a free proposal with your exact subsidy within 48 hours. You can also run your numbers on the calculator or visit our shop at Mehfuz Complex, opposite Patel Welfare Hospital, Bharuch.